A free tool for sellers and investors to quickly estimate a wholesale offer price using the 70% rule.
MAO stands for Maximum Allowable Offer — the highest price a wholesaler or investor can typically pay for a property and still leave enough margin to cover repairs, resell profitably, and (for wholesalers) collect an assignment fee.
The most common shorthand used across the wholesaling and house-flipping industry is the 70% rule: an investor should generally pay no more than 70% of a property's After Repair Value (ARV), minus the cost of repairs. That leaves roughly 30% of ARV to cover profit margin, holding costs, closing costs, and any unexpected expenses.
For wholesalers specifically, an assignment fee is subtracted from the MAO to determine what can actually be offered to the seller, since the wholesaler is getting paid for finding and contracting the deal rather than rehabbing the property themselves.
This calculator is provided for general educational purposes only. Every deal is different — always verify your numbers with local comps and a qualified contractor's repair estimate before making an offer.
Whether you're a homeowner curious what a cash offer might look like, or an investor evaluating a deal from our buyers list, we're happy to help.