Cash Offer & MAO Calculators

What's My House Roughly Worth as a Cash Offer?

This quick tool gives you a rough estimated range, not a firm offer, based on your home's estimated value and its general condition. It's meant to help you get a ballpark idea before requesting your real, no-obligation cash offer.

The estimate uses a simplified formula: your estimated home value multiplied by a range of roughly 65%–75%, then adjusted down slightly based on the condition you select, to account for repairs, holding costs, and our margin.

This estimate is for reference only. Actual offer depends on our research and property inspection. Every property is different, and our real cash offer is based on comparable sales, a property review, and current repair costs — not this simplified formula alone.

What Is MAO and the 70% Rule?

MAO stands for Maximum Allowable Offer — the highest price a wholesaler or investor can typically pay for a property and still leave enough margin to cover repairs, resell profitably, and (for wholesalers) collect an assignment fee.

The most common shorthand used across the wholesaling and house-flipping industry is the 70% rule: an investor should generally pay no more than 70% of a property's After Repair Value (ARV), minus the cost of repairs. That leaves roughly 30% of ARV to cover profit margin, holding costs, closing costs, and any unexpected expenses.

For wholesalers specifically, an assignment fee is subtracted from the MAO to determine what can actually be offered to the seller, since the wholesaler is getting paid for finding and contracting the deal rather than rehabbing the property themselves.

This calculator is provided for general educational purposes only. Every deal is different — always verify your numbers with local comps and a qualified contractor's repair estimate before making an offer. See our MAO formula explained article for worked examples.